DISCLOSURES

EDUCATIONAL PURPOSES ONLY

Content provided through Build Rental Wealth is intended for general educational and informational purposes only. Nothing on this website should be interpreted as personalized financial, investment, legal, tax or accounting advice.

Real estate investments involve risk, and individual results can vary significantly based on property performance, financing, market conditions, expenses, borrower circumstances and other factors.

NO GUARANTEE OF LOAN APPROVAL

Information presented on this website does not constitute a loan approval, preapproval, commitment to lend, credit decision or guarantee that financing will be available.

All financing is subject to lender and program availability, underwriting, borrower eligibility, property eligibility, acceptable documentation and all applicable requirements in effect at the time of the transaction.

DSCR CALCULATOR & EXAMPLES

The Build Rental Wealth DSCR Calculator and any numerical examples shown throughout this website are provided for educational and illustrative purposes only.

Calculator results are estimates based on information entered by the user and assumptions used by the tool. Actual qualifying rental income, loan payment, taxes, insurance, association fees, debt service coverage ratio and other underwriting figures may differ from the estimates shown.

A calculator result does not constitute a loan approval, underwriting determination, rate quote or financing commitment.

RATES, TERMS & PROGRAMS

Loan programs, interest rates, fees, terms, loan-to-value limits, DSCR requirements, reserve requirements, credit requirements and other financing criteria may change without notice and may vary by lender and transaction.

References to any financing structure or program are general in nature and do not represent a promise that a specific product or term is currently available.

STATE & LICENSING AVAILABILITY

Investment-property financing availability may vary based on property location, borrower or entity structure, lender, loan program and transaction type.

A state appearing on this website, in a form, or on the State Availability page does not guarantee that a particular financing program can be offered in that state or for a specific borrower or property.

Each financing inquiry is reviewed based on the actual transaction and applicable licensing and program requirements.

SMART COMMERCIAL CAPITAL LLC

Build Rental Wealth provides investment-property education, tools, resources and financing information.

Investment-property financing inquiries may be reviewed through Smart Commercial Capital LLC and applicable lending relationships, subject to licensing, lender, program and transaction requirements.

Smart Commercial Capital LLC is a licensed mortgage brokerage company in the State of Florida.

For additional information regarding Smart Commercial Capital LLC, visit ezcommercialloans.com .

THIRD-PARTY LENDERS & PROGRAMS

Build Rental Wealth and Smart Commercial Capital LLC may work with third-party lenders, investors, service providers and financing sources.

Program criteria, pricing, underwriting standards and final credit decisions are determined by the applicable lender or financing source and may change at any time.

NO INVESTMENT, LEGAL OR TAX ADVICE

Nothing on Build Rental Wealth should be construed as a recommendation to purchase, sell, finance or refinance any specific property.

Users should independently evaluate investment opportunities and consult qualified legal, tax, accounting, insurance, real estate and financial professionals when appropriate.

PROPERTY & INVESTMENT RESULTS

Past performance, projected rent, projected appreciation, projected cash flow and other investment illustrations do not guarantee future results.

Rental income, property values, vacancies, expenses, maintenance costs, taxes, insurance and market conditions can change over time.

CONTACT

Questions regarding investment-property financing or pre-qualification may be directed to: