TERMS OF USE

ACCEPTANCE OF THESE TERMS

By accessing or using Build Rental Wealth, you agree to these Terms of Use and any additional terms, policies or disclosures incorporated by reference.

If you do not agree with these terms, you should not use this website or its services.

EDUCATIONAL INFORMATION

Build Rental Wealth provides general educational information regarding real estate investing, rental-property financing, DSCR, investment-property loans and related topics.

Website content is not intended to constitute personalized financial, investment, legal, tax, accounting or real estate advice.

NO LOAN APPROVAL OR COMMITMENT

Nothing on this website constitutes a loan approval, preapproval, commitment to lend, credit decision, guarantee of financing or guarantee of any particular rate, term or program.

Financing is subject to underwriting, lender and program availability, borrower eligibility, property eligibility, acceptable documentation and all applicable requirements.

CALCULATORS & ESTIMATES

Calculators, examples, projections and illustrations on Build Rental Wealth are provided for informational and educational purposes only.

Results depend on information entered by the user and assumptions used by the tool. Actual financing calculations, qualifying rental income, payments, expenses, DSCR, rates, fees and underwriting results may differ.

Users should not rely on calculator results as a substitute for an actual lender or underwriting review.

FINANCING INQUIRIES

Information submitted through Build Rental Wealth may be used to review potential investment-property financing scenarios.

Financing inquiries may be reviewed through Smart Commercial Capital LLC and applicable lending or financing relationships, depending on the property, transaction, state, borrower structure and applicable requirements.

Submission of information through this website does not create an obligation to provide financing.

SMART COMMERCIAL CAPITAL LLC

Build Rental Wealth provides investment-property education, tools, resources and financing information.

Smart Commercial Capital LLC is a licensed mortgage brokerage company in the State of Florida.

Additional information regarding Smart Commercial Capital LLC may be available at ezcommercialloans.com .

STATE & PROGRAM AVAILABILITY

Financing availability can vary by property location, borrower or entity structure, lender, loan program, property type and transaction.

References to a state, lender, loan program or financing structure do not guarantee that financing is available for every borrower or transaction.

INVESTMENT RISK

Real estate investing involves risk. Property values, rental income, vacancy rates, maintenance expenses, taxes, insurance, interest rates and market conditions may change.

Build Rental Wealth does not guarantee investment returns, rental income, appreciation, cash flow, profitability or any particular financial result.

Users are responsible for independently evaluating investment opportunities.

USER RESPONSIBILITIES

You agree to provide accurate information when submitting inquiries or using website tools and not to use the website for fraudulent, unlawful, deceptive or abusive purposes.

You are responsible for verifying information that may affect your financial or investment decisions before acting on it.

INTELLECTUAL PROPERTY

Unless otherwise stated, website content including text, graphics, branding, logos, calculators, design elements, guides and original educational materials is owned by or licensed for use by Build Rental Wealth and its affiliated business interests.

Content may not be copied, reproduced, republished, distributed, sold or commercially exploited without appropriate permission, except as allowed by applicable law.

THIRD-PARTY WEBSITES

Build Rental Wealth may link to websites or services operated by third parties.

These links are provided for convenience or additional information. Build Rental Wealth does not control and is not responsible for third-party content, security, availability, privacy practices or business practices.

WEBSITE AVAILABILITY

We may modify, update, suspend or discontinue any portion of Build Rental Wealth at any time.

We do not guarantee that the website or any particular feature will always be available, uninterrupted, secure or error-free.

DISCLAIMER OF WARRANTIES

Build Rental Wealth and its content are provided on an “as is” and “as available” basis to the fullest extent permitted by applicable law.

No warranty is made regarding the accuracy, completeness, reliability or suitability of website information for any particular user’s circumstances.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Build Rental Wealth, Smart Commercial Capital LLC, their owners, affiliates, representatives and service providers will not be liable for indirect, incidental, consequential, special or punitive damages arising from the use of this website or reliance on its content.

Nothing in these Terms is intended to exclude liability that cannot legally be excluded.

INDEMNIFICATION

To the extent permitted by law, you agree to indemnify and hold harmless Build Rental Wealth, Smart Commercial Capital LLC and their respective affiliates, owners, representatives and service providers from claims, liabilities, losses or expenses arising from unlawful misuse of the website or violation of these Terms.

PRIVACY

Your use of this website is also subject to the Build Rental Wealth Privacy Policy.

Please review the Privacy Policy for information regarding how personal information may be collected and used.

CHANGES TO THESE TERMS

These Terms of Use may be modified periodically. Updated terms become effective when posted unless otherwise required by applicable law.

Continued use of the website after updates constitutes acceptance of the revised Terms.

SEVERABILITY

If any portion of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

CONTACT

Questions regarding these Terms of Use may be directed to: