INVESTMENT PROPERTY FINANCING

WHERE IS FINANCING AVAILABLE?

Investment-property and DSCR financing availability can vary by state, borrower or entity structure, property type, lender, loan program and the specific transaction.

PROPERTY STATE + BORROWER STRUCTURE + PROGRAM = ACTUAL AVAILABILITY
WHY STATE AVAILABILITY ISN’T ALWAYS SIMPLE

THE STATE IS ONLY ONE PART OF THE ANSWER.

Business-purpose investment-property financing does not operate under one universal rule in every state. The way a transaction is structured can affect which financing options may be available.

01

PROPERTY STATE

State-specific lending and brokerage requirements can affect the transaction.

02

BORROWER STRUCTURE

Financing availability may differ for individuals, LLCs and other ownership structures.

03

LOAN PROGRAM

Different lenders and programs may have different state and transaction requirements.

04

PROPERTY TYPE

Single-family, 2–4 unit, short-term rentals and other properties may be treated differently.

PROPERTY LOCATION

LOOKING AT A PROPERTY IN YOUR STATE?

We review investment-property scenarios nationwide. Final financing availability depends on the actual transaction and applicable program requirements.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
SEE YOUR STATE?

The list above identifies property locations we can review for potential investment-property financing. It does not represent a guarantee that a particular loan, lender or program is available for every borrower or transaction.

THE FASTEST WAY TO KNOW

GIVE US THE DEAL. WE’LL LOOK AT THE SCENARIO.

We do not need a giant mortgage application just to begin determining whether financing possibilities may exist.

01 PROPERTY LOCATION

Tell us where the investment property is located.

02 PROPERTY + NUMBERS

Give us the property type, price or value and expected rent.

03 BORROWER STRUCTURE

We can discuss how you intend to own or finance the property.

04 REVIEW OPTIONS

We determine what financing possibilities may fit the transaction.

FINANCING RELATIONSHIP

BUILD RENTAL WEALTH + SMART COMMERCIAL CAPITAL LLC

Build Rental Wealth provides investment-property education, tools and financing resources. Financing inquiries may be reviewed through Smart Commercial Capital LLC and applicable lending relationships based on the property, borrower, state and transaction.

Smart Commercial Capital LLC is a licensed mortgage brokerage company in the State of Florida.

SMART COMMERCIAL CAPITAL →
HAVE A PROPERTY IN MIND?

DON’T GUESS WHETHER YOUR STATE WORKS.

LET’S LOOK AT THE ACTUAL DEAL.

Tell us where the property is located and give us the basic numbers. We’ll start by looking at the transaction rather than making you complete a full application.

Program and licensing availability may vary by property location, borrower or entity structure, lender, loan program and transaction. Submission of an inquiry does not constitute an approval or commitment to lend.